planning

Beating the Recession

A few months ago, a friend of mine heard a guy in a convenience store ranting about how the recession only affects “rich” people.  The comment was basically like this:
Recession?  We normal people won’t get affected by that!  It’s a problem for rich people!
I am surprised at how uninformed (or in denial) many people […]


It’s BONUS time!

Most of us in the Philippines don’t get our bonuses til Christmas season.  Some of us get it quarterly or in the middle of the year.
I work for a company that has paid out bonuses both in the middle and at the end of the year.  They basically split the 13th month bonus (a mandatory […]


Book Review: 12 Steps to Build Wealth on Any Income

I was browsing books in National Bookstore when I came across a shelf with an abundance of books on personal finance.  What’s so great about the book market now is that there are a good number of books that tackle personal finance for Filipinos.
There used to be a whole lot of books on personal finance […]


Here’s to the New Year!

2009 seems to be a promising year for me. :)  I was looking at my Chinese zodiac and it seems like this year will be fruitful in terms of finances.
Highlights for 2008:

I started earning much better than in previous years
My savings account bloomed during this year
I was able to buy a car and move to […]


Tips for Smart Grocery Shopping

I follow a strict budget when I go shopping for groceries and I really exert and effort to stick to it without depriving myself of the occasional food treat for myself.
The temptation is great whenever I go to get my groceries.  There’s always something interesting and something new to try.  Sometimes, some things are ridiculously […]


Why I Have More Than 1 Bank Account

Saving money is a discipline. Discipline with saving up isn’t something I automatically developed as my parents taught me the ins and outs of personal finance. Truth is, I took after my dad who has almost zero skills in saving money. It was my mom who really knew how to handle finances […]


Planning Vacations and Long Days Off

Long Days off are like personal holidays. Most people would take their short days off on Saturdays and Sundays. Some companies require people to work 6 days a week, giving the person time to himself for only 1 day in a week. Nevertheless, these are days that I make sure I catch up […]