debt
1/3 in 2/3 more
This has been one of the hardest times, really! Saving money has become difficult specially now that I’m paying for a lot more things than before. One great thing going on for me is the possibility of really growing my business. Tomorrow, I’ll be doing my “costing” for my new venture. I’m gonna start with […]
Credit Card Balance Transfers
I once was offered a unique opportunity by a bank. They don’t do this anymore now I think because nowadays they prefer that the interest rate be based the full balances after each payment cycle. This was a smashing good deal for me about 8 years ago!
There was a time when I closed one of my […]
Impulse Buying
“Today I bought a 5MP Polaroid Camera at 1 peso shy of 5k…
To be perfectly honest, this is one of the worst bad habits I have in my book. I am terrible when it comes to controlling myself. It’s so effortless really; the way I could just whip out my credit card and buy something […]
Getting the Best Loans
Loaning is something I would try as a last resort. As much as possible, I really want to be debt free. From experience, I have tried loaning and I was okay in paying and in case I’d ever need the money again, I would probably look to the best loaning agencies around.
My two cents on […]
Dealing with Debt
The truth is, AVOID DEBT. If you can, don’t borrow money.
However, if upon reading this, you have already accumulated a debt…read on.
I once had this huge debt of 70K (on my credit cards) – I was making 24K per month, most of which went to rent (5.5K), food (5K), phone (1k) gas (4K), parking (2.5K), laundry […]
Credit Card Smarts
Do you really need a credit card? Credit cards or plastic money is definitely an avenue to numerous spending temptations. You pay using plastic, you initially do not feel the strain on your budget. A few years back, I was deep in credit card debt. I didn’t know how to use it all too well […]
