financial decisions
Book Review: 12 Steps to Build Wealth on Any Income
I was browsing books in National Bookstore when I came across a shelf with an abundance of books on personal finance. What’s so great about the book market now is that there are a good number of books that tackle personal finance for Filipinos.
There used to be a whole lot of books on personal finance […]
Buying a Car
Fuel prices have gone up pretty fast since March of this year. I currently drive an automatic gas guzzler which costs me an arm and a leg to gas up every week.
Crazy thing is I’ve decided to buy a car. This is going to affect my savings but I think it needs to be […]
Why I Have More Than 1 Bank Account
Saving money is a discipline. Discipline with saving up isn’t something I automatically developed as my parents taught me the ins and outs of personal finance. Truth is, I took after my dad who has almost zero skills in saving money. It was my mom who really knew how to handle finances […]
(Un)Expected Income
One thing I like about being employed is the that money comes in every month, without fail. I had just received my mid-year bonus and I am happy to say that it has contributed greatly to my savings account. I immediately put aside one half of it to go to my savings account. The other […]
Cupcakes…and everything nice!
I’ve never really been a great business person. The first business I started was re-selling cupcakes that I bought from the neighborhood bakery. I was 11 years old. After that, I started a mini-siopao distribution in school which did make a lot of money BUT I graduated and that ended my siopao […]
Rich Dad, Poor Dad on Investments
One of my blog readers suggested that i read this book. I did. It was very very interesting. I must admit that at first, it was hard for me to really understand how Kiyosaki’s system works. i mean, it’s very different from how my parent’s raised me. They always told […]
Locked Time Deposit
I signed up for long term savings today. I put in 70k in a locked up investment that will mature in 7 years to 100k.
Good thing about it is that I can forget about it for the next 7 years and just enjoy the payout when it’s matured.
Conditions:
70k matures to 100k in 7 years
Partnered […]
I’m Moving Homes!
No guys, I did not buy a house. My household has decided that our little one-room apartment doesn’t have enough space to hold all of our stuff any longer. After careful consideration and planning –space and costs, we have decided to move to a bigger place.
Our current apartment costs us approximately 11k per month to […]
SSS Loan
Yesterday I got to talk to the people from Human Resources at work. The conversation found it’s way into the topic of our local Social Security System. Everyone was telling me to get a loan. Of course, I’m not really interested in getting a loan but then something interesting came up.
I was told that if […]
